Listing provided courtesy of Century 21 NorthlandMLS# 1945315MLS ProviderContact Information: 231-929-7900
  • 42 days on site
  • 2 views

Rich in history and positioned in the heart of downtown Elk Rapids, this historic commercial building offers a rare opportunity near the marina, waterfront, shopping, dining, and year round community activity. Originally constructed in 1900 as a bank, the prominent corner property includes 1,437 square feet on 0.08 acres. Exposed brick walls, tile flooring, and hardwood floors highlight the character and craftsmanship of the original structure while supporting a welcoming commercial environment. A future owner may continue retail or commercial use or explore thoughtful redevelopment opportunities that complement the surrounding downtown district. The location and layout may support a mixed use concept with potential residential space above, subject to municipal approval and zoning requirements. High visibility, corner frontage, and a walkable setting position this property for a variety of commercial possibilities in one of Northern Michigan’s most desirable waterfront communities. This sale includes the real estate only. To maintain privacy and professional standards, the property is shown by appointment only. Prospective buyers can review local zoning details via the Elk Rapids Village website to explore the full potential of this location.

Source: Northern Great Lakes MLS, MLS#: 1945315

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  • Property Type
    Commercial Sale
  • Lot
    0.08 acres

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Owning this Home

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

Life at 130 River Street


Schools


School data courtesy of LiveBy, Inc.
Ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating. The schools displayed on this website are for informational purposes only and may not represent a complete or up-to-date list. School assignments are subject to change and should be verified directly with the local school district. Please contact the appropriate school district to confirm school zoning and enrollment eligibility for this property.

History

Date Event Value Agent
5/18/2026Source: Great Lakes Repository Added to Database
May 18, 2026